HECS-HELP is a loan which allows you to defer paying fees until you are earning a salary. If you are eligible for and are offered a Commonwealth supported place, the majority of your tuition fees will be subsidised and you will only be required to pay a portion of the total amount, which can be deferred through HECS-HELP. A HECS-HELP loan can cover all or part of your student contribution amount, and you repay it through the taxation system once you are earning a certain salary.

FEE-HELP is a loan scheme that assists eligible full fee-paying students pay all or part of their tuition fees. It cannot be used for additional study costs such as accommodation or text books.